ASSOCIATED WITH DESTINATION TRAVEL

PRESENTS BUDGET TOURS TO EUROPE   2008

First Class Tours to Europe

 

WHAT IS TRAVEL PROTECTION                                         home

Travel Protection consists of insurance coverage and assistance services, which safeguard you both before and during your trip. Take it from me, CSA Travel Protection; it's the best way to ensure that you don't lose that dream vacation- or that it doesn't turn into a nightmare. Although you probably don't want to think about it (as I found out with my encounter with an elephant), the plain fact is travel involves some unique risks. In fact, you'd be surprised by some of the things that could happen.
Ask yourself the following questions:

Could I miss my trip and lose my vacation investment too? Unfortunately, the answer is yes. If you have to cancel or postpone that dream vacation, you will probably lose some or all of the money you have pre-paid. You may be able to reschedule the vacation, but will you have the money to pay for it?

Could it cost me extra money if I'm forced to come home early? You bet. It will probably cost you extra to return home, plus you won't get any money back for the missed portion of your trip.

Should I be concerned about medical insurance when I'm away from home? Definitely. Your medical coverage may be limited away from home, or you may not be covered at all. It's wise to check on this before you travel. Also, how will you find adequate medical facilities when you're traveling?

Would I benefit from expert help available when I need it? Yes, you probably would. When you're away from home, anything can happen. From a simple (but inconvenient and frustrating) case of lost luggage to major medical emergencies.

Here's my advice. Travel plans just aren't complete until you protect yourself - and protect your investment - against these risks by choosing CSA Travel Protection.

 

CSA COVERAGE & SERVICES

FEATURES OF THE CSA FREESTYLE PLAN

As your trusty tour guide, I'm here to help you understand what could happen to you. You put your hard-earned money down on a vacation, sometimes months in advance. You could lose up to 100% of your money- through no fault of your own. The only way you can protect yourself is with the CSA Freestyle. You can't get the same protection any other way- not through your credit cards or your homeowner's insurance. The CSA Freestyle includes valuable insurance coverage and assistance services that protect you both before and during your trip

Coverage provided by Stone Bridge Casualty Insurance Company.

Freestyle Insurance Coverage

Maximum Benefit Per Person

Trip Cancellation

Trip Cost Per Policy

Trip Interruption

150% of Trip Cost Per Policy

Travel Delay

$1000.00 Per Person ($150.00 Dailey Limit Applies)

Baggage Loss

$1000 Per Person

Baggage Delay

$200 Per Person

Emergency Medical Expenses Emergency Medical Transportation

$50,000 Per Policy 250,000.00 Per Policy

Damage to Your Rental Car (not available to residents of Texas, Oregon, or New York)

$25,000 (Policy Maximum)

Air Flight Accident

$100,000 Per Person ($250,000 Policy Maximum)

Freestyle Luxe

Trip Cancellation (100% of Trip Cost)

Trip Interruption (150% of Trip Cost)

Travel Delay $1,000.00 ($150 per Person/Day)

Baggage and Personal Effects $1,500.00

Baggage Delay $500.00

Medical or Dental Expense $50,000.00

Emergency Assistance
(Emergency Medical Transportation) $250,000.00*

Damage to Your Rental Car
(Not available to residents of OR or TX) $25,000.00*

Air Flight Accident $100,000.00*

Travel Accident (AD&D) $50,000.00*

 

Additional Freestyle Luxe Features

Pre-Existing Condition Waiver Available on or before final trip payment

Supplier Financial Default Available on or before final trip payment

 

24-Hour Emergency Hotline Services Provided by CSA's designated assistance provider

Your assistance services include the use of a 24-Hour Emergency Hotline, which you can call collect from anywhere in the world.

Once you enroll, you will receive a complete Description of 24-Hour Emergency Hotline Services, along with the emergency hotline numbers to call for:

Personal travel assistance

Referral to a doctor, hospital, pharmacy or dentist

Help in replacing lost travel documents or tickets

Emergency messages to and from your home

Referral for legal and bail bond assistance

Assistance arranging hospital deposits

Assistance with routine or emergency travel arrangements

Emergency Prescription Refill Assistance

Concierge Services:

Provides assistance with arranging sporting, amusement park and entertainment ticketing, fine dining reservations, golf tee times and special events.

Description of Benefits - Refer to the contract for a full description of the benefits and exclusions.

Trip Cancellation and Trip Interruption

The Freestyle Plan provides protection for certain non-refundable travel arrangements when you must cancel your vacation or your vacation is interrupted due to a covered reason.

Examples of covered reasons are:

Sickness, injury or death of you, your family member or Traveling companion.

Adverse weather or natural disasters resulting in the complete cessation of travel services

A terrorist incident in a foreign city to which you were scheduled to arrive within 7 days following the incident

Labor disputes resulting in the complete cessation of travel services

Your home being made uninhabitable due to fire, flood, Hurricane, or other natural disasters

You are subpoenaed, required to serve on a jury, or hijacked.

Travel Delay

If your trip is delayed for 6 hours or more, we will reimburse you, in the amount shown in the schedule for reasonable additional expenses incurred by you for hotel accommodation, meals, telephone calls and local transportation while you are delayed.

Baggage Loss Coverage

Reimburses you if your baggage is lost, stolen or damaged while on your trip. This coverage is secondary to any coverage provided by a common carrier.

Baggage Delay Coverage

If your baggage is delayed for more than 24 hours, you will be reimbursed for the purchase of essential items.

Emergency Medical Expense Coverage

This coverage reimburses you for expenses incurred due to sickness or injury which occurs while on your trip. This coverage is secondary to any medical or health insurance available to you.

Damage to Your Rental Car Coverage

Not available to residents of Texas, and Oregon

This benefit provides primary coverage if the car you rented while on your trip is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail.

 

Air Flight Accident Coverage

Provides coverage for loss of life or limbs in the event of an accident while traveling as a ticketed passenger on a certified passenger aircraft provided by a regularly-scheduled airline.

 

Freestyle Luxe Plan

PRE-EXISTING CONDITION

means an illness, disease, or other condition during the 180-day period immediately prior to your effective date for which you or your Traveling Companion or Family Member:

1. received, or received a recommendation for, a diagnostic

test, examination, or medical treatment; or

2. took or received a prescription for drugs or medicine.

Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180-day period before coverage

is effective under this Policy.


WAIVER OF THE PRE-EXISTING CONDITION EXCLUSION

The Pre-Existing Condition Exclusion is waived provided

you meet all of the following requirements:

1. the payment for this plan is received prior to/or within 24

hours of your final payment for your Covered Trip; and

2. you are not disabled from travel at the time you make

your plan payment; and

3. the booking for the Covered Trip must be the first and

only booking for this travel period and destination.

Emergency Medical Transportation

These services are only available through the Designated Assistance Provider. If you become sick or injured on your trip, the Assistance Provider will:

Arrange for and transport you to the nearest suitable medical facility;

Provide you with assistance to return home, if medically necessary;

Provide round-trip economy airfare to send someone of your choice to be with you if you are traveling alone and are in the hospital for more than 7 days;

Arrange for and transport your remains to your home city in the event of your death.

Emergency Medical Transportation services are provided only if authorized in advance by the Assistance Provider.

Pet Care Benefits

We will reimburse you for additional Covered Expenses up to the amount shown in the Schedule (included under Travel Delay) if you are delayed in reaching your return destination, due to a natural disaster or if you are confined in a Hospital as a patient. For this benefit, Covered Expenses means only the reasonable additional boarding fees at a licensed commercial kennel up to $50 per day and only up to 3 days after your Scheduled Return Date.

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Price varies based on the season of travel .
Destination Travel Co,  30670 Detroit Road,, Westlake, OH 44145
Toll-free 1-800-203-TRIP (8747)        e-mail  
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